Three factors that contribute to affordability when purchasing a home. Rates, interest rates, directly impact your monthly cost. Supply, when supply goes up, prices generally stall or decline. Getting a better price allows for a lower down payment and a lower monthly payment. Income, if you make more money, you can afford more. Self-improvement, investing in yourself, typically becomes your best investment for more income.

Right now, rates are becoming very friendly. Under 6% seems to be a threshold for today’s buyers. They say, “Never say never”, but I would pretty much bet the farm on rates never being below 3% again, so we will have to accept under 6%.

Let’s see what happened this week in Denver’s MLS for Single-Family Residences.

The story is short. We are not seeing anything to “hate on” so far for 2026. Now, let’s take a look at the Total Active Listing count. Currently riding at 6,336, this is fewer than last year at the same time, and it is fewer than last week.

Although we hit a peak last year that was higher than anyone wanted, we seem to have dropped into a more reasonable market of balance. Let’s keep a close eye on this.

Last week, we sat down with a buyer and seller for the 2026 market season. We created a plan in both instances, and we are well on our way to execution of that plan. “Failure to plan is a plan for failure.”

Let’s take a few minutes out of your busy day, discuss your choices, create a plan, and let’s work together to make it happen. You can always reach us at TheCryerTeam@Kentwood.com and/or 303-773-3399