Author Archives: Dee & Tom Cryer

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About Dee & Tom Cryer

Your Trusted Advisors in the Homeownership Business! TheCryerTeam@Kentwood.com

Jobs Disappoint, but Baby It’s Cold Outside

Posted on February 4, 2011 by Dee & Tom Cryer

Boy Howdy Partner, It’s Cold!!   Wells Fargo’s Weekly Economic & Financial Commentary

Posted in Colorado, Denver Housing, Financial Times | Tagged | Leave a comment

2011 Energy Tax Credits: What You Need to Know to Collect

Posted on February 4, 2011 by Dee & Tom Cryer

Washington is giving you less green for going green, as the feds reel back the 2011 energy tax credits from a lavish $1,500 to a paltry $500. Other limits on energy tax credits besides $500 max Credit only extends to … Continue reading →

Posted in TAX | Leave a comment

Get Your 2010 Energy Tax Credits: Filing Tips for Form 5695

Posted on February 3, 2011 by Dee & Tom Cryer

Sidestep snares in the complex IRS Form 5695 to get all the 2010 energy tax credits you’ve got coming. Fill out the right part of Form 5695 What type of system did you install? If it’s one of the following, … Continue reading →

Posted in TAX | 1 Comment

Schedule A Form: 6 Home Deduction Traps

Posted on February 2, 2011 by Dee & Tom Cryer

Get an “A” on your Schedule A Form: Dodge these tax deduction pitfalls to save time, money, and an IRS investigation. Trap #1: Line 6 – real estate taxes Your monthly mortgage payment often includes money for a tax escrow, from … Continue reading →

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How to Talk to Your Lender About Foreclosure

Posted on February 1, 2011 by Dee & Tom Cryer

By: Jerry DeMuth Published: June 11, 2010 When facing foreclosure, the first step is to get in touch with your lender to discover your options. Review the details Start by reviewing all correspondence you’ve received from your lender. The letters–and phone … Continue reading →

Posted in Foreclosure, Short Sale | Leave a comment

5 Steps to Owning a Home Again After Foreclosure

Posted on January 31, 2011 by Dee & Tom Cryer

By: Barbara Eisner Bayer Published: July 8, 2010 Foreclosure is just a one-time event–with discipline and perseverance, you can get a mortgage and become a homeowner again. 1. Stick with a job after foreclosure Did you fall into foreclosure because of … Continue reading →

Posted in 2010 Mid Year Denver Market Watch, Buying or Selling Real Estate, Centennial, Cherry Hills Village, Colorado, Denver, Denver Housing, Denver Residential Real Estate, Foreclosure, Greenwood Village, Short Sale, Uncategorized | Leave a comment

How the Foreclosure Crisis Costs You Money

Posted on January 30, 2011 by Dee & Tom Cryer

By: Lew Sichelman Published: July 8, 2010 Foreclosure may seem like someone else’s problem, but when it happens in your neighborhood, it’s going to cost you money, too. Each foreclosure within 660 feet (1/8th mile) of your house can drop your home’s … Continue reading →

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Foreclosure Alternative: The Short Sale

Posted on January 29, 2011 by Dee & Tom Cryer

By: Gwen Moran Published: July 8, 2010 A short sale is far from hassle-free, but it’s a better alternative than foreclosure. And now you’ve got a little help from your friends in D.C. Here are the facts about short sales and … Continue reading →

Posted in Uncategorized | Leave a comment

When is Foreclosure Removed from Your Credit Report?

Posted on January 28, 2011 by Dee & Tom Cryer

Published: October 14, 2010 Use this handy guide to figure out how quickly you can buy a home after a major financial setback when applying for a loan through FHA, Fannie Mae, or Freddie Mac. Government entities set guidelines for … Continue reading →

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Thinking About Buying? Be Glad, Very Glad It’s Not the 1980s! Rates Are Still Low!!

Posted on January 28, 2011 by Dee & Tom Cryer

Look closely at the graph above.  Notice when interest rates hit their peak between 1982 and 1984.  That’s when I bought my first house, and believe it or not, when we sold it, we made money on it! My point is simple. … Continue reading →

Posted in 2010 Mid Year Denver Market Watch, Buying or Selling Real Estate, Denver, Denver Housing, Denver Residential Real Estate, Interest Rates | Leave a comment